Bank affiliate programs offer a fantastic opportunity to earn additional income by promoting credit cards, debit cards, or new bank accounts. With the total assets of Indian banks (both private and public) standing at $248 trillion, the potential for profit in this sector is enormous. Here’s a list of top bank affiliate programs in India that you can join to capitalize on this growing industry.
Why Choose Banking as a Niche for Affiliate Marketing?
1. No Financial Knowledge Required:
Unlike online trading, promoting bank services doesn’t require in-depth financial knowledge. Select a bank affiliate program and share the profit link with potential customers.
2. No Investment Needed:
You can use an affiliate marketing platform like EarnKaro for free, with no hidden charges.
3. High Earning Potential:
There is no set earning limit; your profit depends on how many people you successfully promote the bank to.
4. Easy to Manage:
This is an easy way to earn money online, which can be done from the comfort of your home and requires minimal time investment.
Top 10 Bank Affiliate Programs in India
1. SBI (State Bank of India)
SBI is India’s largest commercial bank, offering a wide range of services, from loans to microfinancing. It is preferred by public-sector corporations for its reliable services.
Benefits of the SBI Affiliate Program:
- Promote India’s No.1 commercial bank.
- Earn high commissions.
- Reliable and trusted brand.
Earning Potential: Up to ₹12,000 per month, depending on the number of transactions.
2. HDFC Bank
HDFC is a leading private bank offering diverse financial products, including retail, commercial, and treasury services. It has been recognized for its outstanding performance among Indian banks.
Benefits of HDFC Affiliate Program:
- Offers comprehensive banking services.
- Earn profits on every sale.
- Attractive referral rewards.
Earning Potential: Up to ₹12,000 per month, based on transactions.
3. ICICI Bank
ICICI Bank, founded in 1994, offers various financial services and was the first Indian bank to be listed on the NSE.
Benefits of ICICI Bank Affiliate Program:
- Attractive referral rewards.
- Profit on every lead.
- A diverse range of financial services.
Earning Potential: Up to ₹9,000 per month, depending on transactions.
4. Jupiter
Jupiter is a neo-bank associated with The Federal Bank that offers a 100% digital banking experience and zero-balance accounts.
Benefits of Jupiter Affiliate Program:
- Easy account setup.
- Earn on every referral.
- Digital banking with no hidden charges.
Earning Potential: Up to ₹9,000 per month, based on transactions.
5. IDFC First Bank
IDFC First Bank focuses on customer-first products, offering a superior digital banking experience with multiple benefits.
Benefits of IDFC First Bank Affiliate Program:
- Attractive rewards for referrals.
- Wide range of banking products.
- Easy referral process.
Earning Potential: Up to ₹12,000 per month, depending on transactions.
6. Axis Bank
Axis Bank, the third-largest bank in India, offers comprehensive financial services to various customer segments.
Benefits of Axis Bank Affiliate Program:
- High rewards for referrals.
- Wide range of financial services.
- Consistent growth and reliable brand.
Earning Potential: Up to ₹12,000 per month, based on transactions.
| Commission | Earn INR 412 per lead |
| Profit Link Cookie / Session Time | 30 Days |
7. Kotak Mahindra Bank
Kotak Mahindra Group offers extensive financial services, including digital banking through Kotak 811.
Benefits of Kotak Mahindra Bank Affiliate Program:
- Zero balance accounts.
- Digital banking services.
- Profit on every referral.
Earning Potential: Up to ₹5,000 per month, depending on transactions.
| Commission | Earn INR 96 per install |
| Profit Link Cookie / Session Time | 30 Days |
8. IndusInd Bank
IndusInd Bank offers a variety of financial products and services focusing on sustainability.
Benefits of IndusInd Bank Affiliate Program:
- Attractive rewards for referrals.
- Wide range of products.
- Trusted and established brand.
Earning Potential: Up to ₹5,000 per month, based on transactions.
| Commission | Earn INR 240-280 per lead |
| Profit Link Cookie / Session Time | 30 Days |
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9. Citibank
Citibank offers a variety of credit cards and financial services and is recognized as a digital banking leader.
Benefits of Citibank Affiliate Program:
- High referral rewards.
- Additional cashback on referrals.
- Global brand recognition.
Earning Potential: Up to ₹9,000 per month, depending on transactions.
| Commission | Earn INR 3750 per lead |
| Profit Link Cookie / Session Time | 120 Days |
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10. RBL Bank
RBL Bank offers services under multiple banking segments and is known for its growth and customer-centric approach.
Benefits of RBL Bank Affiliate Program:
- Attractive referral rewards.
- Comprehensive financial services.
- Trusted and growing brand.
Earning Potential: Up to ₹5,000 per month, based on transactions.
FAQs
1. How do I join a bank affiliate program?
To join a bank affiliate program, sign up for free on an affiliate marketing platform like EarnKaro. Choose the desired bank’s affiliate program, generate your affiliate link, and promote it to potential customers.
2. What is the commission structure for bank affiliate programs?
The commission structure varies by bank. For example, SBI affiliates can earn up to ₹12,000 per month, while HDFC and ICICI affiliates can earn up to ₹12,000 and ₹9,000, respectively, depending on the number of successful referrals.
3. Is there any cost to join a bank affiliate program?
No, joining a bank affiliate program through platforms like EarnKaro is free. There are no hidden charges or fees involved.
4. Do I need financial knowledge to promote bank services?
No, promoting bank services does not require any financial knowledge. You simply need to share the affiliate link with potential customers.
5. How do I track my earnings from a bank affiliate program?
Affiliate platforms like EarnKaro provide a dashboard where you can track your earnings, commissions, and referral status. Earnings are usually tracked within 24-72 hours of the transaction, and commission confirmation takes 30-60 days.
Conclusion
Bank affiliate programs offer a lucrative opportunity to earn extra income with minimal effort and no financial knowledge required. By promoting bank services through affiliate links, you can capitalize on the growing banking sector in India. Join a bank affiliate program today and start earning from the comfort of your home.